There is opportunity in these conditions that allow you to integrate with others in new and creative ways. Remember, this new paradigm is about coming together, dropping the barriers. For some of you that requires you to give up everything that held you separate. So know what you have been calling forward in your heart and accept the gift that you have been calling forward. Then you will know if it is for you to fight to save your home, move to another community where you will find your "dream" relationships, or endure pain and hardship only to emerge triumphant. You decide. The Masters

Rep. Marcy Kaptur of Ohio reiterated the message of the guides around these transitional times--Stay Put. If your mortgage goes into default because of the escalation in interest rates, STAY PUT. But if your mortgage goes into default because of your inability to pay due to loss of a job, you may need to look for other housing.

The guides say: STAY PUT if you can continue to make the same mortgage before the rise in interest rates. Continue to make your original mortgage payments into a separate “trust” account on behalf of the mortgage lender, which you can pay once your lender verifies that they own your loan. This will entail engaging a legal consultant to intervene on your behalf. Class action efforts on behalf of a community all dealing with the same lender can split the cost of representation. (Find a non-profit legal action group?)

If you have a home and have been hit by a reduction in income, you might consider taking people in to your home with a room-and-board situation. This is a win-win for all: sharing resources, love, and companionship with others. When we are not alone we feel empowered to do on behalf of others and ourselves. A collective acts as a sounding board letting all know that they must be responsive to the needs of others as well as themselves. This is the greatest gift in shared residencial experiences. You will need to gift each other with privacy, so work out some rules of conduct that all can agree to and follow them yourself. Do not change the code of conduct for one group (owner) vs another (tenant) for this creates separation and hierarchical boundaries. The new paradigm is about bringing everyone into the light of knowing that we are all equally born of the same maker/creator, that no journey is more important than another, and that you are not alone.

One way you can conserve resources is to share a residence with others of similar interests. Single mothers can share a house and all tasks associated with raising the children and accomodating work schedules. Medical personnel can rent a shared home near work and help each other accomodate schedules and errands. There are myriad configurations of a global minded community living together. So use your circumstances to get creative and make a change.

There are myriad ways to build a supportive community via the internet. PODS can be formed around interest groups wanting to use this new paradigm building time to institute and realize their goals for collective living. PODS can be local-based or world-based communitites who share through the exchange of resources, services, information, and abilities taking care of the needs of everyone in the POD. The POD can be social-based, need-based, mutual support-based, spiritual-based, interest-based, family-based, etc. So have fun. Use your imagination to dream about the community your would find the ultimate living experience and seek to build that community. The internet can serve as a foundational home to many such communities. Enjoy!