|
 |
  |
|
|
Housing and Mortgage Foreclosures
| |
There is opportunity in these conditions that allow you to integrate with others in new and creative ways. Remember, this new paradigm is about coming together and dropping the barriers that have kept us separated. For some of you that requires you to give up everything that held you separate. So know what you have been calling forward in your heart, and accept the gift that you have been calling forward. Then you will know if it is for you to fight to save your home, move to another community where you will find your "dream" relationships, or endure pain and hardship only to emerge triumphant. You decide.
The Masters
|
Mortgage Foreclosure and Options
| |
Rep. Marcy Kaptur of Ohio reiterated the message of the guides around these transitional times--Stay Put. If your mortgage goes into default because of the escalation in interest rates, STAY PUT. But if your mortgage goes into default because of your inability to pay due to loss of a job, you may need to look for other housing.
|
| |
The guides say: STAY PUT if you can continue to make the same mortgage before the rise in interest rates. Continue to make your original mortgage payments into a separate “trust” account on behalf of the mortgage lender, which you can pay once your lender verifies that they own your loan. This will entail engaging a legal consultant to intervene on your behalf. Class action efforts on behalf of a community all dealing with the same lender can split the cost of representation. (Find a non-profit legal action group?)
|
Share a Home
| |
If you have a home and have been hit by a reduction in income, you might consider taking people in to your home with a room-and-board situation. This is a win-win for all: sharing resources, love, and companionship with others. When we are not alone we feel empowered to do on behalf of others and ourselves. A collective acts as a sounding board letting all know that they must be responsive to the needs of others as well as themselves. This is the greatest gift in shared residencial experiences. You will need to gift each other with privacy, so work out some rules of conduct that all can agree to and follow them yourself. Do not change the code of conduct for one group (owner) vs another (tenant) for this creates separation and hierarchical boundaries. The new paradigm is about bringing everyone into the light of knowing that we are all equally born of the same maker/creator, that no journey is more important than another, and that you are not alone.
|
| |
One way you can conserve resources is to share a residence with others of similar interests. Single mothers can share a house and all tasks associated with raising the children and accomodating work schedules. Medical personnel can rent a shared home near work and help each other accomodate schedules and errands. There are myriad configurations of a global minded community living together. So use your circumstances to get creative and make a change.
|
Buddy Up - Build a POD
| |
There are myriad ways to build a supportive community via the internet. PODS can be formed around interest groups wanting to use this new paradigm building time to institute and realize their goals for collective living. PODS can be local-based or world-based communitites who share through the exchange of resources, services, information, and abilities taking care of the needs of everyone in the POD. The POD can be social-based, need-based, mutual support-based, spiritual-based, interest-based, family-based, etc. So have fun. Use your imagination to dream about the community your would find the ultimate living experience and seek to build that community. The internet can serve as a foundational home to many such communities. Enjoy!
|
Small Home Villages
| |
Smaller sized houses nestled into communities for people who live alone and on a fixed income can be an answer. These communities could be built on as little as 5 acres with meandering walkways, a communal garden, and a gathering hall where all residents could come together to help each other, feed each other with new ideas, and have social events and meetings. A communal kitchen would be optional for communities that wanted to share the cooking and food preservation.
These communities could also be born around exploring shared interests like self-sustaining communities living off the grid, or people linked by religious beliefs, etc.
In virtually all of these visions, I see small to tiny houses as the forefront of the movement. These houses offer ample space to those who prefer a little more privacy for their living quarters than apartments offer, as well as a space for a personal gardening in the soil as opposed to containers on a concrete balcony. Knowing of the self can more readily be experienced in the presence of nature, which speaks to the nature of all things. And personal gardens can be an expression of vision and art form flowing and blending with other visions to form a collective visionary expression, and thus a community garden experience. It feels imperative that we incorporate art, water, walking trails, plants, and nature into these community settings and offer ways for individuals, who would normally move into seclusion in their self-sustaining efforts, a community of people to share their lives with.
Anyone with 5 acres can set up one of these communities. A farmer with uncultivated land could offer a 20-acre track where each person pays rent for the lot, and the home, built on wheels, is personally owned.
A search on Google or YouTube for tiny houses can give you some options to consider.
|
|
|
|
|
|
|
|
|
|
|
|
